TERMS OF SERVICE

Effective Date: March 14, 2025

Welcome to Get Insured with Lucy (the “Website”). These Terms of Service (“Terms”) govern your use of our Website and services. By accessing or using our Website, you agree to these Terms. If you do not agree, please do not use our Website.

1. Services Provided

Lucy Brigman-Caceres provides life insurance advisory services, including consultations, policy guidance, and educational content. The information on this Website is for informational purposes only and does not constitute financial, legal, or insurance advice.

2. Eligibility

By using this Website, you confirm that you are at least 18 years old and legally able to enter into agreements.

3. Use of Website

You agree to:

Use the Website for lawful purposes only.
Not engage in fraudulent, misleading, or harmful activities.
Not attempt to interfere with the security or functionality of the Website.

We reserve the right to restrict or terminate access to users who violate these Terms.

4. Privacy Policy

Your use of this Website is also governed by our [Privacy Policy](Insert Link), which explains how we collect and use your information.

5. Third-Party Links & Services

Our Website may contain links to third-party websites or services. We do not endorse or control these third-party sites and are not responsible for their content or policies.

6. No Guarantee of Insurance Coverage

Using this Website or contacting us does not guarantee the issuance of an insurance policy. Final policy approval is determined by insurance providers based on their underwriting criteria.

7. Limitation of Liability

To the fullest extent permitted by law, Lucy Brigman-Caceres and affiliated parties shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

Your use or inability to use the Website or services.
Errors, omissions, or inaccuracies in Website content.
Decisions made based on information from the Website.

8. Indemnification

You agree to indemnify and hold harmless Lucy Brigman-Caceres, affiliates, and employees from any claims, damages, or losses resulting from your use of the Website or violation of these Terms.

9. Modifications to Terms

We may update these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Maryland, without regard to conflict of law principles.

11. Contact Information

For questions about these Terms, please contact:

lucytabrigman7@gmail.com
(202) 570-8310